How does Wallet and Apple Pay work?
The money you receive appears on your Apple Cash card in Wallet. You can spend it however you like in stores, online, and in apps with Apple Pay. Apple Pay enables you to make secure, contactless purchases using Apple Cash, Apple Card, and any other credit and debit cards that you add to Wallet.
The primary benefit of using Apple Pay is that you can store your debit or credit cards in the Apple Wallet for purchases. You don't need to take your physical cards out of your pocket, and can make a payment directly from your iPhone. If you like to keep your pockets empty, this can be really helpful.
- Tap the Apple Pay button or choose Apple Pay as your payment method.
- To pay with a different card, tap the Next button or the Expand Menu button next to your default card.
- If necessary, enter your billing, shipping, and contact information. ...
- Confirm the payment.
"Apple Pay is the safe way to pay and make contactless, secure purchases in stores and on the web. Apple Wallet is the place where you store your credit or debit cards so you can use them with Apple Pay," it reads.
- On your iPhone, open the Wallet app. ...
- Tap Send or Request, then select or add the person you want to send money to.
- Tap Next, then enter the amount you want to send.
- Tap Send, then tap the Send button. ...
- Confirm your payment with Face ID, Touch ID, or your passcode.
- In the Wallet app, tap the Add button . ...
- Tap Continue.
- Follow the steps on the screen to add a new card.
- Verify your information with your bank or card issuer. ...
- If you have a paired Apple Watch, you have the option to also add the card to your watch.
- Vulnerability to Cyberattacks. ...
- Public Wi-Fi Connections Compromise Security. ...
- Potential to Bypass Contactless Limits Without Authorization. ...
- Apple Collects Significant Personal Data. ...
- Confusion and Irritability Among New Users. ...
- Failed Transactions Due to Card Clash.
As for whether it's safe or not, Apple Pay is certainly safer to use than cash. And, it should be safer to use than plastic, as long as the account owner enables its full safety features.
For Instant Transfer, a 1.5 percent fee (with a minimum fee of $0.25 and a maximum fee of $15) is deducted from the amount of each transfer.
- Vulnerability to Cyberattacks. ...
- Public Wi-Fi Connections Compromise Security. ...
- Potential to Bypass Contactless Limits Without Authorization. ...
- Apple Collects Significant Personal Data. ...
- Confusion and Irritability Among New Users. ...
- Failed Transactions Due to Card Clash.
Is there a fee to use Apple Pay?
There's no cost to use Apple Pay. Your usual wireless carrier fees may apply. Your standard fees associated with the use of your physical credit or debit card also apply.
For Instant Transfer, a 1.5 percent fee (with a minimum fee of $0.25 and a maximum fee of $15) is deducted from the amount of each transfer.
